Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6206
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.60 | — | NCCI FL Filing |
| 2025 | $2.52 | -3.1% ($0.08) | NCCI FL Filing |
| 2024 | $2.46 | -2.4% ($0.06) | NCCI FL −15.1% overall |
| 2023 | $2.74 | +11.4% (+$0.28) | NCCI FL Filing |
| 2022 | $3.02 | +10.2% (+$0.28) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Oil or Gas Wells Including Acidizing Cementing & Drivers
Oil or Gas Wells Including Acidizing Cementing & Drivers involves workers engaged in the extraction, drilling, or servicing of oil and gas wells, often in rugged and hazardous environments. This class typically encompasses employees working at well sites, refineries, or related facilities, and the Florida risk profile for this industry reflects a moderate to high level of job-related injuries and fatalities. As a result, pay-as-you-go PEO workers compensation is a natural fit for businesses in this class, offering flexibility and cost savings by only paying for actual workers comp expenses rather than a fixed premium.
Quick Premium Estimate
Based on the 2026 filed rate of $2.60 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,300.00 | $108.33 |
| $100,000 | $2,600.00 | $216.67 |
| $200,000 | $5,200.00 | $433.33 |
| $500,000 | $13,000.00 | $1,083.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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