Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6217
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.27 | — | NCCI FL Filing |
| 2025 | $3.53 | +8.0% (+$0.26) | NCCI FL Filing |
| 2024 | $3.29 | -6.8% ($0.24) | NCCI FL −15.1% overall |
| 2023 | $4.25 | +29.2% (+$0.96) | NCCI FL Filing |
| 2022 | $5.21 | +22.6% (+$0.96) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Excavating & Drivers
Excavating and drivers businesses in Florida, often comprising construction and heavy hauling operations, fall under this class code. The general risk profile for this class is moderate to high, given the physical demands of excavation work and the risks associated with transporting heavy equipment and materials. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses due to the fluctuating nature of their workforce and potential for frequent job changes, allowing for more flexible and cost-effective coverage.
Quick Premium Estimate
Based on the 2026 filed rate of $3.27 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,635.00 | $136.25 |
| $100,000 | $3,270.00 | $272.50 |
| $200,000 | $6,540.00 | $545.00 |
| $500,000 | $16,350.00 | $1,362.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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