Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6233
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.47 | — | NCCI FL Filing |
| 2025 | $1.55 | +5.4% (+$0.08) | NCCI FL Filing |
| 2024 | $1.67 | +7.7% (+$0.12) | NCCI FL −15.1% overall |
| 2023 | $2.11 | +26.3% (+$0.44) | NCCI FL Filing |
| 2022 | $2.37 | +12.3% (+$0.26) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Oil or Gas Pipeline-Cross Country Construction& Drivers
Oil and gas pipeline-cross country construction and drivers in Florida are typically covered under this class. This class presents a moderate to high risk profile in the state, with workers often exposed to hazardous working conditions, heavy equipment, and varied terrain, making workers' compensation a vital safety net. A pay-as-you-go PEO workers' comp arrangement is particularly suitable for these businesses, as it allows them to manage their premiums and cash flow more effectively, reducing financial strain during project-based operations.
Quick Premium Estimate
Based on the 2026 filed rate of $1.47 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $735.00 | $61.25 |
| $100,000 | $1,470.00 | $122.50 |
| $200,000 | $2,940.00 | $245.00 |
| $500,000 | $7,350.00 | $612.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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