Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6251
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.81 | — | NCCI FL Filing |
| 2025 | $4.69 | -2.5% ($0.12) | NCCI FL Filing |
| 2024 | $4.63 | -1.3% ($0.06) | NCCI FL −15.1% overall |
| 2023 | $6.13 | +32.4% (+$1.50) | NCCI FL Filing |
| 2022 | $7.24 | +18.1% (+$1.11) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Tunneling- Tunnel Construction-Non Pneumatic
Tunnel construction businesses, particularly those specializing in non-pneumatic tunneling operations, fall under this class code. These businesses often involve complex excavation and construction projects, posing a moderate to high risk of workplace injuries and fatalities. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows for more accurate and flexible risk management, helping to mitigate the high costs associated with tunnel construction accidents.
Quick Premium Estimate
Based on the 2026 filed rate of $4.81 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,405.00 | $200.42 |
| $100,000 | $4,810.00 | $400.83 |
| $200,000 | $9,620.00 | $801.67 |
| $500,000 | $24,050.00 | $2,004.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 6251
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist