Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6252
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.93 | — | NCCI FL Filing |
| 2025 | $3.06 | +4.4% (+$0.13) | NCCI FL Filing |
| 2024 | $2.91 | -4.9% ($0.15) | NCCI FL −15.1% overall |
| 2023 | $3.17 | +8.9% (+$0.26) | NCCI FL Filing |
| 2022 | $3.65 | +15.1% (+$0.48) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Shaft Sinking-Pile Driving
Workers in the shaft sinking-pile driving industry, including those employed by tunneling, drilling, or excavation companies, are classified as high-risk due to the hazardous nature of their work. In Florida, this class typically presents a higher risk profile, with a higher incidence of accidents and injuries, resulting in higher workers' compensation claims costs. Pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to manage their workers' comp expenses more accurately and avoid upfront premium costs, while still maintaining compliance with Florida's workers' compensation requirements, as served by a PEO agency like GarrettRichard.
Quick Premium Estimate
Based on the 2026 filed rate of $2.93 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,465.00 | $122.08 |
| $100,000 | $2,930.00 | $244.17 |
| $200,000 | $5,860.00 | $488.33 |
| $500,000 | $14,650.00 | $1,220.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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