Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6319
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.83 | — | NCCI FL Filing |
| 2025 | $3.11 | +9.9% (+$0.28) | NCCI FL Filing |
| 2024 | $3.29 | +5.8% (+$0.18) | NCCI FL −15.1% overall |
| 2023 | $4.03 | +22.5% (+$0.74) | NCCI FL Filing |
| 2022 | $4.66 | +15.6% (+$0.63) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Gas Main or Connection-Includes Steam & Water Mains & Drivers
Workers in the gas main and connection industry, including those involved in steam and water mains and drivers, face a moderate to high risk profile in Florida, with potential hazards such as explosive gases and high-pressure equipment. Businesses in this sector, often with small to medium-sized workforces, may benefit from pay-as-you-go workers compensation services offered by a PEO agency like GarrettRichard, as it helps manage cash flow and provides scalable solutions. This setup is particularly suitable for seasonal fluctuations or variable project workloads, ensuring consistent compliance and cost management.
Quick Premium Estimate
Based on the 2026 filed rate of $2.83 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,415.00 | $117.92 |
| $100,000 | $2,830.00 | $235.83 |
| $200,000 | $5,660.00 | $471.67 |
| $500,000 | $14,150.00 | $1,179.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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