Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6325
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.21 | — | NCCI FL Filing |
| 2025 | $3.76 | +17.1% (+$0.55) | NCCI FL Filing |
| 2024 | $4.05 | +7.7% (+$0.29) | NCCI FL −15.1% overall |
| 2023 | $4.90 | +21.0% (+$0.85) | NCCI FL Filing |
| 2022 | $5.81 | +18.6% (+$0.91) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Conduit Construction- For Cables or Wires & Drivers
Conduit construction for cables or wires and drivers often involve manual labor and physical demands, which can result in higher workers' compensation claims rates in Florida. Businesses operating under this classification typically face moderate to high risk of workplace injuries, particularly strains, sprains, and musculoskeletal disorders. A pay-as-you-go PEO workers' compensation plan can be a natural fit for these businesses, providing flexible cash flow management and reduced upfront costs to mitigate the financial impact of potential claims.
Quick Premium Estimate
Based on the 2026 filed rate of $3.21 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,605.00 | $133.75 |
| $100,000 | $3,210.00 | $267.50 |
| $200,000 | $6,420.00 | $535.00 |
| $500,000 | $16,050.00 | $1,337.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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