Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6400
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.70 | — | NCCI FL Filing |
| 2025 | $4.04 | +9.2% (+$0.34) | NCCI FL Filing |
| 2024 | $3.98 | -1.5% ($0.06) | NCCI FL −15.1% overall |
| 2023 | $5.08 | +27.6% (+$1.10) | NCCI FL Filing |
| 2022 | $5.38 | +5.9% (+$0.30) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Fence Install & Repair- Metal
Fence install and repair businesses that specialize in metal fencing services often fall under this class code, which typically encompasses workers involved in on-site fabrication, installation, and repair of metal fencing materials. These businesses tend to have a moderate risk profile in Florida, with common hazards including falls from heights, cuts from sharp metal objects, and exposure to weather conditions. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows for more accurate premium pricing based on actual payroll costs and helps manage the financial uncertainty of variable project schedules and worker hours.
Quick Premium Estimate
Based on the 2026 filed rate of $3.70 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,850.00 | $154.17 |
| $100,000 | $3,700.00 | $308.33 |
| $200,000 | $7,400.00 | $616.67 |
| $500,000 | $18,500.00 | $1,541.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 6400
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist