Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6826
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.39 | — | NCCI FL Filing |
| 2025 | $2.81 | +17.6% (+$0.42) | NCCI FL Filing |
| 2024 | $3.30 | +17.4% (+$0.49) | NCCI FL −15.1% overall |
| 2023 | $3.72 | +12.7% (+$0.42) | NCCI FL Filing |
| 2022 | $4.22 | +13.4% (+$0.50) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Marina including Drivers U.S. Act
Marinas in Florida, including those with drivers, are subject to a moderate to high workers' compensation risk profile due to the presence of heavy equipment, watercraft, and potential hazardous conditions. Businesses with this class code often employ a mix of seasonal and full-time staff, including drivers, mechanics, and maintenance personnel, who work with boats, equipment, and vehicles. Pay-as-you-go PEO workers' comp is a natural fit for this class, as it allows businesses to easily manage workers' compensation costs and avoid large upfront premium payments, making it easier to budget and plan for the fluctuating workforce needs of a marina operation.
Quick Premium Estimate
Based on the 2026 filed rate of $2.39 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,195.00 | $99.58 |
| $100,000 | $2,390.00 | $199.17 |
| $200,000 | $4,780.00 | $398.33 |
| $500,000 | $11,950.00 | $995.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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