Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6828
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.12 | — | NCCI FL Filing |
| 2025 | $4.63 | +12.4% (+$0.51) | NCCI FL Filing |
| 2024 | $4.95 | +6.9% (+$0.32) | NCCI FL −15.1% overall |
| 2023 | $5.58 | +12.7% (+$0.63) | NCCI FL Filing |
| 2022 | $6.49 | +16.3% (+$0.91) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Boat Building & Repair- Fiberglass Only including Dealears
Boat building and repair businesses in Florida that specialize in fiberglass work, including dealerships, typically fall under this classification. These employers often face a moderate to high risk profile in the state, due to the physically demanding nature of their work and the potential for equipment-related accidents. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage their workers comp costs more effectively and avoid the financial burden of unpredictable premium fluctuations.
Quick Premium Estimate
Based on the 2026 filed rate of $4.12 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,060.00 | $171.67 |
| $100,000 | $4,120.00 | $343.33 |
| $200,000 | $8,240.00 | $686.67 |
| $500,000 | $20,600.00 | $1,716.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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