Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6834
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.04 | — | NCCI FL Filing |
| 2025 | $2.13 | +4.4% (+$0.09) | NCCI FL Filing |
| 2024 | $2.02 | -5.2% ($0.11) | NCCI FL −15.1% overall |
| 2023 | $2.49 | +23.3% (+$0.47) | NCCI FL Filing |
| 2022 | $2.73 | +9.6% (+$0.24) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Boat Building or Repair - State Act
Boat building and repair businesses in Florida fall under this classification, which encompasses workers involved in the manufacturing and restoration of boats, including carpenters, welders, and other skilled tradespeople. Given the physical demands and potential hazards associated with this line of work, Florida's risk profile for boat building and repair businesses is generally moderate to high, with a high likelihood of workers' compensation claims due to injuries such as lacerations, sprains, and strains. As a result, pay-as-you-go PEO workers' compensation is a natural fit for these businesses, allowing them to manage their risks and expenses more effectively and avoid large upfront premium payments.
Quick Premium Estimate
Based on the 2026 filed rate of $2.04 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,020.00 | $85.00 |
| $100,000 | $2,040.00 | $170.00 |
| $200,000 | $4,080.00 | $340.00 |
| $500,000 | $10,200.00 | $850.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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