Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6836
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.10 | — | NCCI FL Filing |
| 2025 | $2.21 | +5.2% (+$0.11) | NCCI FL Filing |
| 2024 | $2.21 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $2.72 | +23.1% (+$0.51) | NCCI FL Filing |
| 2022 | $3.13 | +15.1% (+$0.41) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Marina including Drivers State Act
A marina operator, including drivers under the State Act, is a high-risk industry with a moderate to high frequency of workers' compensation claims in Florida due to the physical demands of marina work and potential accidents involving watercraft. This class code covers a variety of occupations, including boat handlers, dockworkers, and maintenance personnel. Pay-as-you-go PEO workers comp is a natural fit for this class due to the fluctuating workforce and variable claim experience, allowing for more accurate and cost-effective premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $2.10 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,050.00 | $87.50 |
| $100,000 | $2,100.00 | $175.00 |
| $200,000 | $4,200.00 | $350.00 |
| $500,000 | $10,500.00 | $875.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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