Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6843
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.16 | — | NCCI FL Filing |
| 2025 | $6.07 | +17.6% (+$0.91) | NCCI FL Filing |
| 2024 | $7.14 | +17.6% (+$1.07) | NCCI FL −15.1% overall |
| 2023 | $8.39 | +17.5% (+$1.25) | NCCI FL Filing |
| 2022 | $9.86 | +17.5% (+$1.47) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ship Building - Iron or Steel - U.S. Act
Ship building - iron or steel - U.S. Act, covers workers engaged in the construction of vessels with iron or steel hulls, such as ships, barges, and tankers, in U.S. shipyards. This class carries a higher risk profile due to the physically demanding nature of the work, potential for accidents and injuries, and the requirement for specialized equipment and training. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage their workers comp costs more accurately and avoid large upfront premium payments, which can be a significant burden for shipbuilding companies with fluctuating workloads.
Quick Premium Estimate
Based on the 2026 filed rate of $5.16 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,580.00 | $215.00 |
| $100,000 | $5,160.00 | $430.00 |
| $200,000 | $10,320.00 | $860.00 |
| $500,000 | $25,800.00 | $2,150.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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