Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6874
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $7.00 | — | NCCI FL Filing |
| 2025 | $8.23 | +17.6% (+$1.23) | NCCI FL Filing |
| 2024 | $9.68 | +17.6% (+$1.45) | NCCI FL −15.1% overall |
| 2023 | $11.38 | +17.6% (+$1.70) | NCCI FL Filing |
| 2022 | $13.38 | +17.6% (+$2.00) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ship Hull Painting-Includes Cleaning & Scaling-U.S. Act
Ship hull painting operations in Florida, including those involving cleaning and scaling, are typically classified under this workers compensation class code. Businesses and workers covered under this code often face higher risk profiles due to the hazardous nature of painting and cleaning operations, particularly in areas with exposure to chemicals and heights. A pay-as-you-go PEO workers compensation option is a natural fit for these businesses, as it allows for more flexible and cost-effective payment structures that align with the ebbs and flows of their operations, thereby helping to mitigate the associated financial risks.
Quick Premium Estimate
Based on the 2026 filed rate of $7.00 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,500.00 | $291.67 |
| $100,000 | $7,000.00 | $583.33 |
| $200,000 | $14,000.00 | $1,166.67 |
| $500,000 | $35,000.00 | $2,916.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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