Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 6882
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.53 | — | NCCI FL Filing |
| 2025 | $1.79 | +17.0% (+$0.26) | NCCI FL Filing |
| 2024 | $1.87 | +4.5% (+$0.08) | NCCI FL −15.1% overall |
| 2023 | $2.33 | +24.6% (+$0.46) | NCCI FL Filing |
| 2022 | $2.49 | +6.9% (+$0.16) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ship Repair-Ships in Dry Docks
Ship repair and dry dock operations are high-risk industries that require specialized workers' compensation coverage, as employees in these settings are often exposed to hazardous equipment, heavy machinery, and challenging work environments. The Florida risk profile for this class is elevated due to the physical demands and potential accidents that can occur in shipyards and dry docks. A pay-as-you-go workers' compensation program through a PEO agency like GarrettRichard can help mitigate these risks by providing flexible and cost-effective coverage that scales with the business's changing needs.
Quick Premium Estimate
Based on the 2026 filed rate of $1.53 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $765.00 | $63.75 |
| $100,000 | $1,530.00 | $127.50 |
| $200,000 | $3,060.00 | $255.00 |
| $500,000 | $7,650.00 | $637.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 6882
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist