Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7133
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.83 | — | NCCI FL Filing |
| 2025 | $1.76 | -3.8% ($0.07) | NCCI FL Filing |
| 2024 | $1.81 | +2.8% (+$0.05) | NCCI FL −15.1% overall |
| 2023 | $2.36 | +30.4% (+$0.55) | NCCI FL Filing |
| 2022 | $2.81 | +19.1% (+$0.45) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Railroad Operation- All EE's & Drivers
Florida railroad operation workers typically involve employees engaged in railroad maintenance, repair, and operation, including drivers and personnel working on railroad tracks, trains, and equipment. This industry has a relatively high risk profile due to potential hazards such as machinery accidents, electrocution, and slips/trips. As a natural fit, pay-as-you-go PEO workers comp is ideal for railroad operation businesses as it offers flexible payment options and helps manage unpredictable workers comp costs, providing a more stable financial foundation.
Quick Premium Estimate
Based on the 2026 filed rate of $1.83 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $915.00 | $76.25 |
| $100,000 | $1,830.00 | $152.50 |
| $200,000 | $3,660.00 | $305.00 |
| $500,000 | $9,150.00 | $762.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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