Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7222
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $6.42 | — | NCCI FL Filing |
| 2025 | $5.84 | -9.0% ($0.58) | NCCI FL Filing |
| 2024 | $4.95 | -15.2% ($0.89) | NCCI FL −15.1% overall |
| 2023 | $5.81 | +17.4% (+$0.86) | NCCI FL Filing |
| 2022 | $6.23 | +7.2% (+$0.42) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Trucking - Oil Field Equipment- All EE's & Drivers
Florida workers comp class code 7222 covers trucking businesses that transport oil field equipment, including drivers and all employees involved in these operations. The general FL risk profile for this class is moderate to high, given the nature of the work and potential exposure to accidents and hazardous materials. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage their workers comp costs more effectively and avoid large upfront premium payments, which can be particularly beneficial for businesses with fluctuating workloads and seasonal variations.
Quick Premium Estimate
Based on the 2026 filed rate of $6.42 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,210.00 | $267.50 |
| $100,000 | $6,420.00 | $535.00 |
| $200,000 | $12,840.00 | $1,070.00 |
| $500,000 | $32,100.00 | $2,675.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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