Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7231
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $6.22 | — | NCCI FL Filing |
| 2025 | $6.76 | +8.7% (+$0.54) | NCCI FL Filing |
| 2024 | $6.68 | -1.2% ($0.08) | NCCI FL −15.1% overall |
| 2023 | $7.14 | +6.9% (+$0.46) | NCCI FL Filing |
| 2022 | $6.77 | -5.2% ($0.37) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Mail or Parcel Delivery by Service Package - Courier Companies
Mail or Parcel Delivery by Service Package - Courier Companies involves workers in a high-energy, fast-paced environment with increased risks of workplace injuries, particularly musculoskeletal and slip/trip hazards. The general risk profile in this industry suggests a higher frequency and severity of claims, making it essential for businesses to have a reliable and cost-effective workers' compensation insurance solution. Pay-as-you-go PEO workers' comp is a natural fit for these companies, as it allows for real-time premium payments and can help mitigate potential losses and cash flow disruptions associated with traditional annual premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $6.22 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,110.00 | $259.17 |
| $100,000 | $6,220.00 | $518.33 |
| $200,000 | $12,440.00 | $1,036.67 |
| $500,000 | $31,100.00 | $2,591.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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