Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7317
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $6.52 | — | NCCI FL Filing |
| 2025 | $7.67 | +17.6% (+$1.15) | NCCI FL Filing |
| 2024 | $9.02 | +17.6% (+$1.35) | NCCI FL −15.1% overall |
| 2023 | $10.61 | +17.6% (+$1.59) | NCCI FL Filing |
| 2022 | $12.48 | +17.6% (+$1.87) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Stevedoring by Hand or Hand Trucks Only
Stevedoring involves physically loading and unloading cargo from ships, often by hand or with assistance from hand trucks. In Florida, workers in this industry typically face a moderate to high risk of injury due to manual labor, heavy lifting, and exposure to maritime environments. Pay-as-you-go PEO workers comp is a natural fit for stevedoring businesses as it helps mitigate the financial risks associated with unexpected claims and fluctuations in workforce size, allowing for more predictable and manageable workers compensation costs.
Quick Premium Estimate
Based on the 2026 filed rate of $6.52 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,260.00 | $271.67 |
| $100,000 | $6,520.00 | $543.33 |
| $200,000 | $13,040.00 | $1,086.67 |
| $500,000 | $32,600.00 | $2,716.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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