Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7350
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.29 | — | NCCI FL Filing |
| 2025 | $6.22 | +17.6% (+$0.93) | NCCI FL Filing |
| 2024 | $7.31 | +17.5% (+$1.09) | NCCI FL −15.1% overall |
| 2023 | $8.59 | +17.5% (+$1.28) | NCCI FL Filing |
| 2022 | $10.10 | +17.6% (+$1.51) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Freight Handling -US Act
Freight handling operations under the US Act typically involve workers who load, unload, and transport goods for transportation companies. This class covers a moderate to high-risk group, with a higher potential for workplace injuries due to heavy lifting, manual labor, and equipment usage. A pay-as-you-go PEO workers comp plan is a natural fit for this class, allowing businesses to manage their cash flow while providing necessary coverage for workers' injuries and illnesses.
Quick Premium Estimate
Based on the 2026 filed rate of $5.29 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,645.00 | $220.42 |
| $100,000 | $5,290.00 | $440.83 |
| $200,000 | $10,580.00 | $881.67 |
| $500,000 | $26,450.00 | $2,204.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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