Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7360
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.94 | — | NCCI FL Filing |
| 2025 | $3.27 | +11.2% (+$0.33) | NCCI FL Filing |
| 2024 | $3.27 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $3.71 | +13.5% (+$0.44) | NCCI FL Filing |
| 2022 | $3.73 | +0.5% (+$0.02) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Freight Handling -State Act
Freight handling businesses and workers in the state of Florida fall under this class code, which encompasses various services related to receiving, storing, and shipping goods. This industry typically carries a moderate to high level of risk, with employees often exposed to heavy lifting, machinery, and potential vehicle-related hazards. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, offering flexible and cost-effective risk management that adapts to the ebbs and flows of their seasonal workload fluctuations.
Quick Premium Estimate
Based on the 2026 filed rate of $2.94 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,470.00 | $122.50 |
| $100,000 | $2,940.00 | $245.00 |
| $200,000 | $5,880.00 | $490.00 |
| $500,000 | $14,700.00 | $1,225.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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