Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7380
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.49 | — | NCCI FL Filing |
| 2025 | $4.59 | +2.2% (+$0.10) | NCCI FL Filing |
| 2024 | $4.17 | -9.2% ($0.42) | NCCI FL −15.1% overall |
| 2023 | $4.82 | +15.6% (+$0.65) | NCCI FL Filing |
| 2022 | $5.15 | +6.8% (+$0.33) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Drivers & Chauffeurs
Drivers and Chauffeurs class is primarily used for employers that provide transportation services, including taxi companies, limousine services, private car services, and ride-sharing companies. This class carries a relatively higher risk profile in Florida due to the potential for accidents and worker injuries, particularly on the road. A pay-as-you-go PEO workers comp solution is a natural fit for these employers, as it allows for real-time payment adjustments based on actual payroll, helping to mitigate the financial impact of variable risk profiles.
Quick Premium Estimate
Based on the 2026 filed rate of $4.49 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,245.00 | $187.08 |
| $100,000 | $4,490.00 | $374.17 |
| $200,000 | $8,980.00 | $748.33 |
| $500,000 | $22,450.00 | $1,870.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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