Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7403
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.63 | — | NCCI FL Filing |
| 2025 | $2.83 | +7.6% (+$0.20) | NCCI FL Filing |
| 2024 | $2.82 | -0.4% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $3.40 | +20.6% (+$0.58) | NCCI FL Filing |
| 2022 | $3.76 | +10.6% (+$0.36) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Aviation-Ground Personelle & Drivers
Aviation ground personnel and drivers in Florida operate in a high-risk environment due to the physical demands of their jobs and the potential for accidents or equipment malfunctions. Workers in this class are more likely to experience injuries or fatalities related to heavy lifting, machinery operation, or vehicle accidents, resulting in higher workers' compensation claims. Pay-as-you-go workers' comp is a natural fit for businesses in this class, as it allows them to pay premiums based on actual payroll costs, helping to mitigate the financial impact of fluctuating claim frequencies and costs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.63 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,315.00 | $109.58 |
| $100,000 | $2,630.00 | $219.17 |
| $200,000 | $5,260.00 | $438.33 |
| $500,000 | $13,150.00 | $1,095.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 7403
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist