Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7405
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.65 | — | NCCI FL Filing |
| 2025 | $0.77 | +18.5% (+$0.12) | NCCI FL Filing |
| 2024 | $0.72 | -6.5% ($0.05) | NCCI FL −15.1% overall |
| 2023 | $0.88 | +22.2% (+$0.16) | NCCI FL Filing |
| 2022 | $0.98 | +11.4% (+$0.10) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Aviation-Flying Crew-Scheduled or Commuter
Aviation-flying crew members, such as pilots, flight attendants, and other personnel employed by scheduled or commuter airlines, fall under this classification. This group typically faces a higher risk profile due to the demanding nature of their work, exposure to fatigue, and potential for accidents or injuries while in flight. Pay-as-you-go PEO workers comp is a natural fit for this class, as the dynamic and unpredictable schedule of flying personnel can fluctuate greatly from month to month, making it ideal for a flexible and scalable compensation plan.
Quick Premium Estimate
Based on the 2026 filed rate of $0.65 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $325.00 | $27.08 |
| $100,000 | $650.00 | $54.17 |
| $200,000 | $1,300.00 | $108.33 |
| $500,000 | $3,250.00 | $270.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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