Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7420
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.14 | — | NCCI FL Filing |
| 2025 | $5.43 | +5.6% (+$0.29) | NCCI FL Filing |
| 2024 | $5.80 | +6.8% (+$0.37) | NCCI FL −15.1% overall |
| 2023 | $7.92 | +36.6% (+$2.12) | NCCI FL Filing |
| 2022 | $9.59 | +21.1% (+$1.67) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Aviation-Stunt Flying
Aviation-stunt flying workers and businesses that engage in high-risk aerial performances and stunts are covered by this class code. The general Florida risk profile for this industry is extremely high due to the nature of the work, which involves performing complex and high-speed maneuvers, increasing the likelihood of accidents and injuries. Pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to accurately budget for and manage their workers compensation costs based on actual payroll, rather than paying premiums upfront.
Quick Premium Estimate
Based on the 2026 filed rate of $5.14 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,570.00 | $214.17 |
| $100,000 | $5,140.00 | $428.33 |
| $200,000 | $10,280.00 | $856.67 |
| $500,000 | $25,700.00 | $2,141.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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