Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7515
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.64 | — | NCCI FL Filing |
| 2025 | $0.77 | +20.3% (+$0.13) | NCCI FL Filing |
| 2024 | $0.87 | +13.0% (+$0.10) | NCCI FL −15.1% overall |
| 2023 | $1.02 | +17.2% (+$0.15) | NCCI FL Filing |
| 2022 | $1.16 | +13.7% (+$0.14) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Oil or Gas Pipeline Operators & Drivers
Operators and drivers in the oil or gas pipeline industry, often employed by large corporations or independent contractors, fall under this classification. Florida's risk profile for this class is moderate to high, with a higher likelihood of workplace accidents and injuries due to the physically demanding nature of the job and potential exposure to hazardous materials. A pay-as-you-go PEO workers comp model is a natural fit for businesses in this class, allowing them to better manage their cash flow and reduce upfront costs associated with traditional workers comp premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $0.64 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $320.00 | $26.67 |
| $100,000 | $640.00 | $53.33 |
| $200,000 | $1,280.00 | $106.67 |
| $500,000 | $3,200.00 | $266.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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