Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7539
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.04 | — | NCCI FL Filing |
| 2025 | $1.14 | +9.6% (+$0.10) | NCCI FL Filing |
| 2024 | $1.12 | -1.8% ($0.02) | NCCI FL −15.1% overall |
| 2023 | $1.27 | +13.4% (+$0.15) | NCCI FL Filing |
| 2022 | $1.53 | +20.5% (+$0.26) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Powerline or Electric Company All Other Employees & Drivers
Powerline or Electric Company All Other Employees & Drivers are covered under this classification, which includes workers involved in the transmission, distribution, and maintenance of electric power and services. The general risk profile in Florida for this industry is high, due to the potential for electrical shock, falls, and other accidents on job sites. Pay-as-you-go PEO workers compensation is a natural fit for this class, as it allows businesses to budget and manage their workers comp costs more accurately in response to fluctuations in employee headcount and workload.
Quick Premium Estimate
Based on the 2026 filed rate of $1.04 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $520.00 | $43.33 |
| $100,000 | $1,040.00 | $86.67 |
| $200,000 | $2,080.00 | $173.33 |
| $500,000 | $5,200.00 | $433.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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