Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7580
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.69 | — | NCCI FL Filing |
| 2025 | $1.79 | +5.9% (+$0.10) | NCCI FL Filing |
| 2024 | $1.81 | +1.1% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $2.17 | +19.9% (+$0.36) | NCCI FL Filing |
| 2022 | $2.34 | +7.8% (+$0.17) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Sewage Disposal Plant Operation & Drivers
Workers operating and driving at sewage disposal plants typically involve hazardous conditions, such as exposure to biohazards and confined spaces, contributing to a higher risk profile in Florida. Businesses in this industry often have fluctuating workforces, seasonal variations, and unpredictable payroll, making pay-as-you-go workers comp a suitable fit for managing costs and risk efficiently. A PEO like GarrettRichard can provide effective workers comp management and compliance for these businesses.
Quick Premium Estimate
Based on the 2026 filed rate of $1.69 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $845.00 | $70.42 |
| $100,000 | $1,690.00 | $140.83 |
| $200,000 | $3,380.00 | $281.67 |
| $500,000 | $8,450.00 | $704.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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