Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7590
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.81 | — | NCCI FL Filing |
| 2025 | $3.30 | +17.4% (+$0.49) | NCCI FL Filing |
| 2024 | $3.36 | +1.8% (+$0.06) | NCCI FL −15.1% overall |
| 2023 | $3.51 | +4.5% (+$0.15) | NCCI FL Filing |
| 2022 | $3.61 | +2.8% (+$0.10) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Garbage Works-Reduction & Inceneration
Garbage reduction and incineration workers in Florida are at a higher risk of on-the-job accidents and injuries due to hazardous materials and heavy machinery involved in their operations. This class code typically covers waste management facilities, recycling centers, and incinerators, posing unique hazards that increase workers' compensation claims. A pay-as-you-go PEO workers comp model is a natural fit for this class, as it allows businesses to budget and pay for workers comp premiums only for the specific risks they've incurred, reducing upfront costs and financial burdens.
Quick Premium Estimate
Based on the 2026 filed rate of $2.81 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,405.00 | $117.08 |
| $100,000 | $2,810.00 | $234.17 |
| $200,000 | $5,620.00 | $468.33 |
| $500,000 | $14,050.00 | $1,170.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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