Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7605
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.12 | — | NCCI FL Filing |
| 2025 | $2.14 | +0.9% (+$0.02) | NCCI FL Filing |
| 2024 | $2.05 | -4.2% ($0.09) | NCCI FL −15.1% overall |
| 2023 | $2.23 | +8.8% (+$0.18) | NCCI FL Filing |
| 2022 | $2.34 | +4.9% (+$0.11) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Fire & Burglar Alarm Installation & Repair & Drivers
Fire and burglar alarm installation and repair drivers in Florida fall under the umbrella of this workers comp class code, which covers workers in the security alarm industry. The general risk profile for this class is moderate to high, with potential hazards including physical labor, electrical shock, and equipment malfunctions. Pay-as-you-go PEO workers comp is a natural fit for this class due to the varying and unpredictable nature of alarm installation and repair work, making it challenging for business owners to accurately estimate their annual workers comp premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $2.12 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,060.00 | $88.33 |
| $100,000 | $2,120.00 | $176.67 |
| $200,000 | $4,240.00 | $353.33 |
| $500,000 | $10,600.00 | $883.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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