Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 7720
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.57 | — | NCCI FL Filing |
| 2025 | $2.83 | +10.1% (+$0.26) | NCCI FL Filing |
| 2024 | $2.63 | -7.1% ($0.20) | NCCI FL −15.1% overall |
| 2023 | $3.11 | +18.3% (+$0.48) | NCCI FL Filing |
| 2022 | $3.36 | +8.0% (+$0.25) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Police Officers & Drivers
Police officers and drivers in Florida are considered high-risk workers due to the inherent dangers of their jobs, which often involve exposure to physical threats, vehicle accidents, and other hazardous situations. As a result, employers in this class typically face higher workers' compensation insurance premiums, reflecting the increased likelihood of workplace injuries and the related costs of medical care and lost productivity. A pay-as-you-go PEO workers' compensation solution from GarrettRichard can help mitigate these costs by leveraging real-time data to optimize premiums and provide more accurate rate quotes.
Quick Premium Estimate
Based on the 2026 filed rate of $2.57 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,285.00 | $107.08 |
| $100,000 | $2,570.00 | $214.17 |
| $200,000 | $5,140.00 | $428.33 |
| $500,000 | $12,850.00 | $1,070.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 7720
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist