Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8002
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.80 | — | NCCI FL Filing |
| 2025 | $1.77 | -1.7% ($0.03) | NCCI FL Filing |
| 2024 | $1.79 | +1.1% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $2.05 | +14.5% (+$0.26) | NCCI FL Filing |
| 2022 | $2.13 | +3.9% (+$0.08) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Car Rental Company- EE's & Drivers
Car rental companies with employees and drivers in Florida face a moderate to high risk profile, with potential hazards such as vehicle accidents, employee injuries from lifting equipment, and exposure to various weather conditions. This class of employers often requires flexible workers compensation insurance solutions to accommodate fluctuating workloads, making pay-as-you-go PEO workers comp a natural fit. By utilizing a pay-as-you-go model, car rental companies can manage their workers comp costs more effectively and avoid overpaying for unnecessary premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $1.80 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $900.00 | $75.00 |
| $100,000 | $1,800.00 | $150.00 |
| $200,000 | $3,600.00 | $300.00 |
| $500,000 | $9,000.00 | $750.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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