Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8013
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.24 | — | NCCI FL Filing |
| 2025 | $0.29 | +20.8% (+$0.05) | NCCI FL Filing |
| 2024 | $0.31 | +6.9% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $0.38 | +22.6% (+$0.07) | NCCI FL Filing |
| 2022 | $0.47 | +23.7% (+$0.09) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Jewelry Store
As a jewelry store, businesses assigned to this classification are considered high-risk, with a high potential for employee injuries and losses due to the handling of valuable and potentially hazardous materials. The general risk profile in Florida for this type of business involves a moderate to high frequency of claims related to slips, trips, and falls, as well as more severe injuries such as cuts, lacerations, and eye injuries. Pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing for more manageable cash flow and reduced upfront costs, helping them to better manage their risks and allocate resources to other areas of their operations.
Quick Premium Estimate
Based on the 2026 filed rate of $0.24 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $120.00 | $10.00 |
| $100,000 | $240.00 | $20.00 |
| $200,000 | $480.00 | $40.00 |
| $500,000 | $1,200.00 | $100.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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