Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8018
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.92 | — | NCCI FL Filing |
| 2025 | $2.91 | -0.3% ($0.01) | NCCI FL Filing |
| 2024 | $2.73 | -6.2% ($0.18) | NCCI FL −15.1% overall |
| 2023 | $2.85 | +4.4% (+$0.12) | NCCI FL Filing |
| 2022 | $2.91 | +2.1% (+$0.06) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Store: Wholesale- Art Supplies
Wholesale art supply stores employing sales staff, office workers, and warehouse personnel in Florida are typically classified under this code. The FL risk profile for this business type is generally moderate, with hazards associated with warehouse operations and potential for equipment-related injuries. A pay-as-you-go PEO workers comp model is a natural fit for this class, as businesses can optimize cash flow and avoid unnecessary premiums for slow periods, making it easier to manage the financial impact of workers comp requirements.
Quick Premium Estimate
Based on the 2026 filed rate of $2.92 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,460.00 | $121.67 |
| $100,000 | $2,920.00 | $243.33 |
| $200,000 | $5,840.00 | $486.67 |
| $500,000 | $14,600.00 | $1,216.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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