Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8021
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.27 | — | NCCI FL Filing |
| 2025 | $2.39 | +5.3% (+$0.12) | NCCI FL Filing |
| 2024 | $2.36 | -1.3% ($0.03) | NCCI FL −15.1% overall |
| 2023 | $2.79 | +18.2% (+$0.43) | NCCI FL Filing |
| 2022 | $2.96 | +6.1% (+$0.17) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Store: Fish
The fish store classification covers various types of businesses that sell fish and seafood, including seafood markets, fishmongers, and aquatic pet stores. These businesses often have a higher-than-average risk of workplace accidents and injuries, particularly related to manual labor and equipment usage, which can result in costly workers' compensation claims. Pay-as-you-go PEO workers comp is a natural fit for this class, allowing business owners to more accurately budget for workers comp expenses and avoid large upfront premium payments.
Quick Premium Estimate
Based on the 2026 filed rate of $2.27 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,135.00 | $94.58 |
| $100,000 | $2,270.00 | $189.17 |
| $200,000 | $4,540.00 | $378.33 |
| $500,000 | $11,350.00 | $945.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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