Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8032
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.60 | — | NCCI FL Filing |
| 2025 | $1.73 | +8.1% (+$0.13) | NCCI FL Filing |
| 2024 | $1.80 | +4.0% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $2.15 | +19.4% (+$0.35) | NCCI FL Filing |
| 2022 | $2.52 | +17.2% (+$0.37) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Store: Clothing - Wholesale
Businesses classified under clothing wholesalers in Florida typically employ large numbers of warehouse workers, sales staff, and administrative personnel, all of whom are at risk for various types of injuries, including ergonomic strain and lifting injuries. The risk profile for clothing wholesalers in Florida is generally moderate to high, given the physically demanding work environment and the high volume of shipments and orders processed. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to pay premiums only for the actual wages and hours worked, reducing the financial burden on clothing wholesalers and minimizing the risk of unexpected rate increases.
Quick Premium Estimate
Based on the 2026 filed rate of $1.60 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $800.00 | $66.67 |
| $100,000 | $1,600.00 | $133.33 |
| $200,000 | $3,200.00 | $266.67 |
| $500,000 | $8,000.00 | $666.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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