Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8044
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.92 | — | NCCI FL Filing |
| 2025 | $2.07 | +7.8% (+$0.15) | NCCI FL Filing |
| 2024 | $1.96 | -5.3% ($0.11) | NCCI FL −15.1% overall |
| 2023 | $2.20 | +12.2% (+$0.24) | NCCI FL Filing |
| 2022 | $2.35 | +6.8% (+$0.15) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Store: Furniture & Drivers
This class code encompasses various types of furniture stores and drivers involved in the transportation of furniture, including retail delivery staff. Florida's risk profile indicates that furniture stores and delivery drivers in this class code are at relatively high risk for workplace injuries, particularly overexertion and motor vehicle accidents. Pay-as-you-go PEO workers compensation is a natural fit for this class code as it provides a cost-effective and flexible solution for businesses with fluctuating payroll and injury costs.
Quick Premium Estimate
Based on the 2026 filed rate of $1.92 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $960.00 | $80.00 |
| $100,000 | $1,920.00 | $160.00 |
| $200,000 | $3,840.00 | $320.00 |
| $500,000 | $9,600.00 | $800.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 8044
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist