Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8058
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.53 | — | NCCI FL Filing |
| 2025 | $2.87 | +13.4% (+$0.34) | NCCI FL Filing |
| 2024 | $2.86 | -0.3% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $3.29 | +15.0% (+$0.43) | NCCI FL Filing |
| 2022 | $3.34 | +1.5% (+$0.05) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Building Material Dealer-New Materials Only-Store EE's
Businesses classified under this code primarily consist of building material dealers that specialize in new materials, often with store employees handling customer interactions and product displays. Florida's risk profile for this type of business is relatively high due to the physical demands of handling heavy materials, potential chemical exposure, and slip-and-fall hazards. A pay-as-you-go PEO workers comp solution can be a natural fit for these businesses, allowing them to budget and manage their workers comp expenses more effectively as their payroll and employee count fluctuate.
Quick Premium Estimate
Based on the 2026 filed rate of $2.53 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,265.00 | $105.42 |
| $100,000 | $2,530.00 | $210.83 |
| $200,000 | $5,060.00 | $421.67 |
| $500,000 | $12,650.00 | $1,054.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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