Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8072
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.61 | — | NCCI FL Filing |
| 2025 | $0.65 | +6.6% (+$0.04) | NCCI FL Filing |
| 2024 | $0.68 | +4.6% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $0.71 | +4.4% (+$0.03) | NCCI FL Filing |
| 2022 | $0.68 | -4.2% ($0.03) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bookstore-Book
Bookstores specializing in books are typically classified under this code, which encompasses various retail establishments that sell books, often including independent sellers and used bookstores. The general risk profile for businesses in this category tends to be relatively low, with moderate exposures to slips, trips, and overexertion injuries, as well as occasional minor theft or property damage. Given the relatively low risk profile and typically small workforce size, pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to manage their workers comp costs more effectively and reduce financial burdens associated with traditional annual premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $0.61 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $305.00 | $25.42 |
| $100,000 | $610.00 | $50.83 |
| $200,000 | $1,220.00 | $101.67 |
| $500,000 | $3,050.00 | $254.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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