Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8111
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.54 | — | NCCI FL Filing |
| 2025 | $1.72 | +11.7% (+$0.18) | NCCI FL Filing |
| 2024 | $1.81 | +5.2% (+$0.09) | NCCI FL −15.1% overall |
| 2023 | $2.05 | +13.3% (+$0.24) | NCCI FL Filing |
| 2022 | $2.02 | -1.5% ($0.03) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Plumbers Supply Dealer & Drivers
Plumbers supply dealers and drivers in Florida are part of a busy industry with a moderate to high risk profile, given the potential for heavy equipment operation, physical labor, and variable workplace conditions. This classification includes companies that sell plumbing supplies, transport goods, and may involve on-site work at job sites. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it allows for cost savings on premiums, flexibility in payment terms, and efficient management of workers comp claims and compliance requirements.
Quick Premium Estimate
Based on the 2026 filed rate of $1.54 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $770.00 | $64.17 |
| $100,000 | $1,540.00 | $128.33 |
| $200,000 | $3,080.00 | $256.67 |
| $500,000 | $7,700.00 | $641.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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