Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8203
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.15 | — | NCCI FL Filing |
| 2025 | $5.57 | +8.2% (+$0.42) | NCCI FL Filing |
| 2024 | $5.64 | +1.3% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $6.37 | +12.9% (+$0.73) | NCCI FL Filing |
| 2022 | $6.63 | +4.1% (+$0.26) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ice Manufacturing & Distribution & Drivers
This class covers ice manufacturing and distribution operations, as well as drivers transporting ice, likely working in a warehouse or distribution center environment. Florida's risk profile indicates a moderate to high risk of workplace injuries due to manual labor, heavy lifting, and potential equipment malfunctions. A pay-as-you-go PEO workers' compensation solution, like GarrettRichard, is a natural fit for this class, as it allows businesses to manage their workers' comp expenses in real-time, reducing the financial burden of unpredictable injuries and providing more accurate budgeting for ice manufacturing and distribution operations.
Quick Premium Estimate
Based on the 2026 filed rate of $5.15 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,575.00 | $214.58 |
| $100,000 | $5,150.00 | $429.17 |
| $200,000 | $10,300.00 | $858.33 |
| $500,000 | $25,750.00 | $2,145.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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