Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8209
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.49 | — | NCCI FL Filing |
| 2025 | $3.75 | +7.4% (+$0.26) | NCCI FL Filing |
| 2024 | $3.60 | -4.0% ($0.15) | NCCI FL −15.1% overall |
| 2023 | $4.67 | +29.7% (+$1.07) | NCCI FL Filing |
| 2022 | $4.98 | +6.6% (+$0.31) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Vegetable Packing including Drivers
Vegetable Packing including Drivers involves businesses that pack, process, and distribute fresh produce, often employing drivers to transport goods. Florida's risk profile for this type of industry is relatively moderate due to the potential for workplace injuries from repetitive lifting, accidents during transportation, and slips/trips in the packing facility. Pay-as-you-go PEO workers comp services from GarrettRichard offer a cost-effective solution for these businesses, allowing them to budget and pay premiums as they grow and adapt to changing production needs.
Quick Premium Estimate
Based on the 2026 filed rate of $3.49 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,745.00 | $145.42 |
| $100,000 | $3,490.00 | $290.83 |
| $200,000 | $6,980.00 | $581.67 |
| $500,000 | $17,450.00 | $1,454.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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