Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8235
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.65 | — | NCCI FL Filing |
| 2025 | $3.81 | +4.4% (+$0.16) | NCCI FL Filing |
| 2024 | $3.70 | -2.9% ($0.11) | NCCI FL −15.1% overall |
| 2023 | $4.58 | +23.8% (+$0.88) | NCCI FL Filing |
| 2022 | $5.02 | +9.6% (+$0.44) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Door & Sash Dealer- Assembled Work & Drivers
Door and sash dealers who assemble work at their facilities and have drivers delivering products to customers fall under this class code, typically indicating a moderate to high-risk profile in Florida due to manual labor and vehicle-related hazards. As a PEO agency like GarrettRichard, offering pay-as-you-go workers compensation can be a natural fit for businesses in this class, as it allows them to better manage their cash flow and avoid large upfront premium payments. This flexible approach can help these businesses stay competitive while also ensuring they remain compliant with Florida's workers compensation requirements.
Quick Premium Estimate
Based on the 2026 filed rate of $3.65 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,825.00 | $152.08 |
| $100,000 | $3,650.00 | $304.17 |
| $200,000 | $7,300.00 | $608.33 |
| $500,000 | $18,250.00 | $1,520.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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