Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8264
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.82 | — | NCCI FL Filing |
| 2025 | $3.84 | +0.5% (+$0.02) | NCCI FL Filing |
| 2024 | $3.85 | +0.3% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $4.59 | +19.2% (+$0.74) | NCCI FL Filing |
| 2022 | $4.86 | +5.9% (+$0.27) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bottle Dealer & Drivers- Secondhand Material Incl paper stock
Bottle dealers and drivers of secondhand material, including paper stock, are a common classification for workers in this profession. The general risk profile for this classification tends to lean towards relatively low to moderate claims, often related to lifting and handling heavy materials. A pay-as-you-go PEO workers' compensation model is a natural fit for these businesses, as it allows for more accurate and timely premium payments that align with their fluctuating workforce and revenue.
Quick Premium Estimate
Based on the 2026 filed rate of $3.82 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,910.00 | $159.17 |
| $100,000 | $3,820.00 | $318.33 |
| $200,000 | $7,640.00 | $636.67 |
| $500,000 | $19,100.00 | $1,591.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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