Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8265
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.22 | — | NCCI FL Filing |
| 2025 | $3.56 | +10.6% (+$0.34) | NCCI FL Filing |
| 2024 | $3.76 | +5.6% (+$0.20) | NCCI FL −15.1% overall |
| 2023 | $4.73 | +25.8% (+$0.97) | NCCI FL Filing |
| 2022 | $5.12 | +8.2% (+$0.39) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Iron or Steel Scrap Dealers & Drivers
Iron or Steel Scrap Dealers & Drivers typically face hazardous working conditions, including exposure to heavy machinery, sharp objects, and physical labor, which can increase the risk of injuries and workers' compensation claims. The Florida risk profile for this class shows a moderate to high risk of workplace accidents, particularly among drivers and workers handling heavy materials. Pay-as-you-go PEO workers comp is a suitable solution for this class, as it allows businesses to manage their workers' compensation costs more effectively and only pay for the benefits they use, providing financial flexibility and reduced upfront costs.
Quick Premium Estimate
Based on the 2026 filed rate of $3.22 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,610.00 | $134.17 |
| $100,000 | $3,220.00 | $268.33 |
| $200,000 | $6,440.00 | $536.67 |
| $500,000 | $16,100.00 | $1,341.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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