Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8273
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.76 | — | NCCI FL Filing |
| 2025 | $2.94 | +6.5% (+$0.18) | NCCI FL Filing |
| 2024 | $3.07 | +4.4% (+$0.13) | NCCI FL −15.1% overall |
| 2023 | $3.85 | +25.4% (+$0.78) | NCCI FL Filing |
| 2022 | $4.28 | +11.2% (+$0.43) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Horse Breeding-Involving Stallions- Includes Drivers
Horse breeding operations involving stallions, including drivers who transport or handle these animals, fall under this classification. The general risk profile for this industry is moderate, with potential hazards including animal behavior, equipment malfunctions, and transportation accidents. A pay-as-you-go PEO workers comp model would be a natural fit for this type of business, as it allows for flexible premium payments aligned with actual payroll and helps mitigate the financial risks associated with fluctuating workforce sizes.
Quick Premium Estimate
Based on the 2026 filed rate of $2.76 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,380.00 | $115.00 |
| $100,000 | $2,760.00 | $230.00 |
| $200,000 | $5,520.00 | $460.00 |
| $500,000 | $13,800.00 | $1,150.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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