Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8274
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.54 | — | NCCI FL Filing |
| 2025 | $3.94 | +11.3% (+$0.40) | NCCI FL Filing |
| 2024 | $3.94 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $4.31 | +9.4% (+$0.37) | NCCI FL Filing |
| 2022 | $4.46 | +3.5% (+$0.15) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Horse Breeding-Not Involving Stallions- Includes Drivers
Horse breeding operations not involving stallions, including drivers, are covered under this class code. This typically includes farms, ranches, and facilities that specialize in breeding mares and other female horses for racing, show jumping, or other equestrian activities. With a relatively high risk profile due to the physical demands of horse handling and potential animal-related accidents, a pay-as-you-go PEO workers' compensation solution is a natural fit for horse breeding businesses looking to manage their costs and ensure compliance with Florida's workers' compensation regulations.
Quick Premium Estimate
Based on the 2026 filed rate of $3.54 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,770.00 | $147.50 |
| $100,000 | $3,540.00 | $295.00 |
| $200,000 | $7,080.00 | $590.00 |
| $500,000 | $17,700.00 | $1,475.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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