Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8279
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.37 | — | NCCI FL Filing |
| 2025 | $6.24 | +16.2% (+$0.87) | NCCI FL Filing |
| 2024 | $6.49 | +4.0% (+$0.25) | NCCI FL −15.1% overall |
| 2023 | $7.06 | +8.8% (+$0.57) | NCCI FL Filing |
| 2022 | $7.41 | +5.0% (+$0.35) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Stable or Breeding Farm & Drivers
Stable or breeding farms and their drivers are covered under this classification, which encompasses various agricultural operations such as stables, studs, and farms that breed and raise livestock. The general risk profile for this class is relatively high, with hazards including animal-related accidents, equipment malfunctions, and exposure to weather conditions. This high-risk profile makes pay-as-you-go PEO workers compensation a natural fit, allowing farmers and stable operators to manage their costs more effectively and mitigate the financial impact of frequent or high-deductible claims.
Quick Premium Estimate
Based on the 2026 filed rate of $5.37 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,685.00 | $223.75 |
| $100,000 | $5,370.00 | $447.50 |
| $200,000 | $10,740.00 | $895.00 |
| $500,000 | $26,850.00 | $2,237.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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