Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8288
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $6.03 | — | NCCI FL Filing |
| 2025 | $7.30 | +21.1% (+$1.27) | NCCI FL Filing |
| 2024 | $7.63 | +4.5% (+$0.33) | NCCI FL −15.1% overall |
| 2023 | $8.88 | +16.4% (+$1.25) | NCCI FL Filing |
| 2022 | $9.76 | +9.9% (+$0.88) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Livestock Dealer or Commission Merchant
Livestock dealers and commission merchants in Florida often employ workers who handle livestock, manage facilities, and interact with clients, making this class code a good fit for PEOs like GarrettRichard. The risk profile for this class is generally moderate to high, with potential hazards including animal-related injuries, lifting and handling heavy equipment, and exposure to outdoor and indoor environments. Pay-as-you-go workers' compensation is a natural fit for this class code as it allows businesses to minimize upfront costs and avoid the financial strain of unexpected losses, making it easier to manage the unique risks associated with this line of work.
Quick Premium Estimate
Based on the 2026 filed rate of $6.03 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,015.00 | $251.25 |
| $100,000 | $6,030.00 | $502.50 |
| $200,000 | $12,060.00 | $1,005.00 |
| $500,000 | $30,150.00 | $2,512.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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