Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8293
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.82 | — | NCCI FL Filing |
| 2025 | $5.53 | +14.7% (+$0.71) | NCCI FL Filing |
| 2024 | $5.75 | +4.0% (+$0.22) | NCCI FL −15.1% overall |
| 2023 | $7.08 | +23.1% (+$1.33) | NCCI FL Filing |
| 2022 | $8.09 | +14.3% (+$1.01) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Furniture Storage Warehouse & Drivers
This class covers furniture storage warehouse and drivers, indicating that it encompasses businesses that store and transport furniture, as well as their operational teams. The general Florida risk profile for this class is moderate to high, with potential hazards including heavy lifting, equipment operation, and vehicle accidents. A pay-as-you-go PEO workers comp solution is a natural fit for this class, as it allows businesses to only pay for the workers comp insurance they need, reducing financial burdens and increasing cash flow for these typically labor-intensive operations.
Quick Premium Estimate
Based on the 2026 filed rate of $4.82 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,410.00 | $200.83 |
| $100,000 | $4,820.00 | $401.67 |
| $200,000 | $9,640.00 | $803.33 |
| $500,000 | $24,100.00 | $2,008.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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